Will you outlive your retirement income? Are your financial expectations for the coming year realistic?
Our financial newsletters are designed to provide helpful information on a wide variety of financial topics. Simply click on one of the newsletter topics below to read the article in its entirety.
This article explains the types of tariffs that are still in play and their potential impact on U.S. consumers and businesses.
More than a quarter of U.S. homes are exposed to severe or extreme weather risk. While homeowners can’t control the forecast, they can take proactive steps to prepare.
The retirement savings landscape has changed dramatically over the past 50 years. How might these developments affect tomorrow’s retirees?
As the race among large tech companies to monetize AI hits full throttle, it’s worth considering how adoption of AI-enabled technologies might affect the economic prospects of businesses and workers.
Even small online purchases that are shipped from outside the United States must now pass through customs — and are likely to incur duties.
This article looks at the economic impact of the war with Iran, including rising oil and gas prices and the potential effects on inflation, investments, and the broader economy.
Although U.S. stocks have provided a higher return over the past 20 years, foreign stocks outperformed in seven of those years, including 2025.
It’s easy to confuse Medicare and Medicaid, but there are important differences between the programs.
The One Big Beautiful Bill Act (OBBBA) provides an annual deduction of up to $10,000 for interest paid on qualifying new auto loans, effective for tax years 2025 through 2028.
Small businesses must now pay duties on low-value goods they could previously source inexpensively from China and elsewhere.
Considering the potential return on investment before taking on home improvement projects can help homeowners make cost-effective decisions.
Consumers and investors might want to consider how the depreciating dollar could impact the economy and their own finances.
Financial habits can repeat themselves, month after month and year after year, until we consciously break the pattern.
This article provides 2026 contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold amounts.
A letter of instruction could be just as important as a will in helping loved ones settle an estate and move forward with their lives.
After age 65, retirees can use HSA funds for any purpose without incurring a penalty.
This article looks at market reactions to previous global conflicts and emphasizes that long-term market movements are generally driven by corporate earnings, interest rates, and the broader economy.
Overreacting to market movements or trying to “time the market” by guessing its future direction can create additional risk that could negatively affect long-term portfolio performance.
Here are answers to some key questions about required minimum distributions.
As tax filing season approaches, the IRS warns taxpayers to watch for scams that can cause identity theft, financial loss, or criminal penalties.
Homes in neighborhoods with access to top schools tend to cost significantly more than a typical home in the surrounding area.
This article discusses economic forecasts for 2026 and the trends that are influencing them, including surging AI investment.
The One Big Beautiful Bill Act includes many provisions that affect higher education.
In addition to advancing philanthropic goals, strategic charitable donations may offer tax advantages.
Considering some important issues now could provide more options in the event of early retirement.
It’s important for heirs to consider how a windfall might be used to strengthen their finances now and over the long term.
These plans have generous contribution limits that increase with age, which may allow high-income business owners to catch up on retirement savings and significantly reduce their taxable incomes.
The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.
The day-to-day demands of supporting multiple generations can take a toll, but planning and support might help achieve a workable balance.
It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.
Closed-end funds are considered to carry higher risk but may provide a higher income stream than traditional mutual funds holding similar securities.
Survivorship life insurance may be a cost-effective coverage solution for older couples or business partners.
The prospect of unlimited paid time off may be appealing, but there are also some potential pitfalls to consider.
New tax rules will determine the deductibility of donations in 2026 for better or worse, which means taxpayers may want to rethink the timing and amount of their donations for 2025 and beyond.
When entering retirement, investment strategy typically shifts from a single, goal-based fixed time horizon to a multilayered, interrelated series of time periods.
Roth accounts offer no current-year tax benefit, but they can provide tax-free retirement income.
In many states, a transfer-on-death (TOD) deed and/or account can help avoid probate without the cost and complexity of a trust.
This article looks at the Fed’s dilemma in setting monetary policy to address slowing employment with rising inflation, and the potential effects of lower rates on businesses and consumers.
During periods of economic uncertainty and stock market volatility, life insurance may be a useful tool to consider.
The SECURE 2.0 Act introduced new features designed to make 401(k)s even more appealing to workers.
Here are some steps to help handle challenging times and potentially emerge even stronger.
An employee stock ownership plan is a qualified retirement plan that enables a business owner to gradually transfer ownership shares to employees, setting up opportunities to cash out in the future.
Food prices have risen more than 22% since the beginning of 2020, but shopping strategically might help households spend less on groceries.
Outside scientific and national security arenas, many people may not understand the importance of rare- earth minerals. This article helps demystify these critical natural resources.
Higher yields have led to record new issues of municipal bonds in 2024 and early 2025.
A volunteer vacation offers an opportunity to give back, meet new people who share common interests, and become immersed in a different culture.
High earners may not be eligible to contribute to a Roth IRA, but some people can use a workplace plan to save more and create a source of tax-free retirement income.
Young renters who are just striking out on their own may not realize that a landlord’s insurance policy typically will not cover the destruction or loss of the tenant’s possessions.
This article provides an overview of some key provisions in the new tax law, commonly called the One Big Beautiful Bill Act.
Completing this simple worksheet can help establish a realistic retirement savings target.
Holding stocks in companies of varied sizes through mutual funds or exchange-traded funds could help increase portfolio diversification.
Couples with opposite philosophies regarding saving and spending often have trouble finding common ground. This article offers tips on working out financial differences.
The prices of new home appliances have declined over the last decade, but repair costs have gone through the roof. Here’s what to consider when facing appliance-buying decisions.
At age 94, Warren Buffett recently announced his retirement as CEO of Berkshire Hathaway. This article focuses on investment fundamentals as well as tips and quotes from the famous investor.
The standard monthly Part B premium is $185 in 2025, but premiums for both Part B and Part D can vary based on income levels.
The stocks in the S&P 500 are classified by 11 sectors, each of which responds differently to market conditions.
Making a peer-to-peer (P2P) payment is a convenient way to transfer money to family, friends, or businesses — these precautions can help avoid costly mistakes.
Individual bonds and bond funds can both provide an income stream, but there are important differences.
Some owners of pass-through businesses may be able to deduct up to 20% of their qualified business income and/or take generous deductions for investing in qualified property.